Mom

estate stuff

9/22/19 to ALG

Hi Helen,

My mom and I have reviewed the documents sent to me on 8/9/19. Jean is ready to execute them upon her return to LI in October.

There are 4 items that she needs clarifcation or modification on

• Are you all set with the documents? In particular, do you have everthing you need regarding the New Hampshire property? Many of those documents are stored in New Hampshire. They can be easily copied as needed while Jean is still here.
• Are there any issues around capital gains that would determine which residence is better designated as the primary residence?
• regarding Erin:
  • It is my mom's intention that Erin receive her car in her inheritance though we did not see any indcation of that in the documents.
  • We ask for clarification in how the trust for Erin operates. Is there a monthly payment sent to Erin? How is that typically calculated? Are there other mechanisms around the dispersal of funds that we need to educate ourselves about?

9/25/19 from ALG to mom

re: Ansanelli Law Group (ALG) response email or 9/25/19

This part sounds terrible for Erin and not in line with your intentions:  

4. The Supplemental Needs Trust established for Erin is to be used to enhance the quality of her life.  It should not be used to pay for any services which are covered by governmental benefits (ie: rent, medical, etc.).  Also, you should be aware that under no circumstances should any money from the Trust ever be paid directly to Erin or her benefits could be jeopardized.  A monthly "allowance" or other similar payment to Erin is n to permitted.  You can use the Trust funds to make direct payments to a service provider.  

So I think we need to do a little more research before you sign these documents.

• Do you know what kind of disability that Erin is getting?

from a 2013 source https://www.disability-benefits-help.org/blog/inheritance-ssdi

"If you are a Social Security Disability Insurance (SSDI) recipient and receive an inheritance, it will not affect your benefits. SSDI is not a needs-based program and is not contingent upon your unearned income—including inheritance...

However, if you are receiving Supplemental Security Income (SSI) benefits and have recently inherited funds, your benefits may potentially be affected. This is due to the fact that the SSI program is based on financial need. Any income, earned or unearned, can affect your benefits."

from 2018 Motley Fool: https://www.fool.com/personal-finance/2019/08/29/when-will-stop-getting-social-security-disability.aspx

4. Exceeding asset limits

SSDI doesn't have asset limits, but SSI does. If you have more than $2,000 ...for example, if you receive an inheritance or a generous cash gift...you will not be approved for benefits.

another potential wrench in the works if it is SSI that Erin gets

Reaching retirement age on SSI

When you reach retirement age and are receiving Supplemental Security Income...if you receive a $700-per-month Social Security retirement benefit, SSI benefits would be reduced by $700 and you'd get just $71 monthly from SSI to supplement your retirement benefits.

I guess that means that you should stay alive until Erin reaches retirement age since then she will be getting regular retirement social security and inheritance doesn't change that.:)

So I would suggest: 1. talking to Erin and finding out if she is getting SSDI or SSI. 2. after we find out then get back to ALG about what we have found.

obit

Jean Marie (Magilligan) McKenna, of Harrisville, NH, formerly from Massapequa, LI She was born in Brooklyn, NY, at the home of her paternal grandparents, Dr. and Mrs. Lawrence P. A. Magilligan on May 15, 1929. Jean was the daughter of Lawrence E. and Rosemary E.(McLaughlin) Magilligan. She graduated from St Boniface School in Sea Cliff, N. Y. and Sea Cliff High school, where she was a member of the varsity basketball team. She attended Pace College in N.Y., where she was a member of the undefeated fencing team and cheerleading squad. She was employed at the Federal Reserve Bank in NY, The Liberia Mining Co. in NY and Sperry Gyroscope Co. on LI She had lived in Massapequa after her marriage to James F. McKenna in 1951,at St. Boniface Church, Sea Cliff, NY, and was a homemaker for their eight children, before resuming her college education, as a middle-aged drop in. She received an Associate Degree in Mathematics from Nassau Community College, a Bachelor degree in Mathematics from Molloy College in Rockville Center, a Master’s Degree in Special Ed from Keene State College, Keene, NH, followed by many graduate computer science courses. She was a math and AP Computer Science teacher for Berner High/Massapequa High School, which she enjoyed for 23 ½ years before her retirement in 1995. She was active in all the high school extracurricula activities. They moved to Harrisville after her retirement, having spent summers and vacations there since 1961. They spend winters at their condo in Indian Beach, NC She now spends winters in Copiague, NY

Jean was a communicant at Our Lady of Lourdes, Massapequa , the Divine Mercy Parish in Peterborough ,and St Egbert's church, Morehead City, NC. She was an avid golfer at Monadnock Country Club in Peterborough, NH She was a member of MCC Women’s Golf, where she served as President for 2 years, and was active on many committees. She was active in the Harrisville Pond Association for a few years, where she served on the Board of Directors. She raised public awareness for Harrisville Pond neighbors for “protection of maintaining water quality and the protection of natural beauty and the scenic qualities which are critical attributes of the state”. Jean enjoyed golf, tennis, bowling, teaching water skiing, sailing, canoeing, kayaking and ice skating. She enjoyed traveling with her husband and family. She was a lung cancer survivor (as a non smoker) after surgery, at age 71.

She was predeceased by her loving husband, James, after celebrating their 65th wedding anniversary Survivors include five sons, Timothy Scott McKenna and wife Peri, of Jamaica Pl., Ma, Stephen Kelly McKenna and wife Laura of Silver Spring, Md, Brian John McKenna, of Asheville, NC, David James McKenna, of Aspen, Co, Shaun Lawrence McKenna and wife Cathy, of Dedham, Ma; three daughters, Colleen Ansanelli of Amityville, NY, Megan Kathleen Himmelmann of Massapequa, Park NY, and Erin Aileen Boomgaard and husband George of Amityville, NY; nineteen grandchildren which includes Ari, Tobin, Noah, Hannah, Clay, Jonathan, Bethany, Carrie, Eric, Adam, Sean, Nina, Hope, Rosemary, Luke, Zachary, Austin, Nick and Joe. Her first greatgrandson Logan Miles,Asher Scott, James Vincent , Massimo James and Harrison. and many nieces and nephews She is survived by brother Lawrence P. Magilligan and wife, Medy, of Winter Springs, Fla. She was predeceased by a younger sister, Rita Butler and husband, Roy Butler of Ormond Beach, Fla.,older sister Patricia Dray and brother-in-law Martin P. Dray of Smithtown,NY, her daughter-in law Lani McKenna and her Aunt Grace Magilligan Dunne. She shared a lively and personal interet in the lives and pursuits of all her loving family members.

Donations in the memory of Jean McKenna can be made to Standup2Cancer or any charity of your choice.

punch list

independent living

http://www.rivermead.org/

on long island https://www.seniorhomes.com/c/ny/nassau-county/independent-living/

• http://www.dominicanvillage.org/ -not clear if you have to buy in for all your meals

laptop

https://answers.microsoft.com/en-us/protect/forum/mse-protect_scanning/phone-call-scams-claiming-to-be-microsoft/aefc50a4-d7a4-4c79-8db5-2fafcd6ad196

http://weeklyad.staples.com/StaplesSD/WeeklyAd?storeid=2278777#!/store/2278777/promotion/Staples-161124BF

http://www.microcenter.com/product/455445/Aspire_V3-372T-5051_133_Laptop_Computer_-_Platinum_White

https://www.amazon.com/Acer-Aspire-E5-575G-53VG-Laptop-Windows/dp/B01DT4A2R4/ref=pd_lpo_147_bs_t_2?_encoding=UTF8&psc=1&refRID=616KEKAWGGCCBF9MCGSK

• dim screen

heating

6033520001 Eddie McPhale cheshire Oil

Hi mom,

You have till around the 10th of December to decide if your phone suits you. Up til then you can return it for a nominal fee.

Here are the things you want to make sure are OK with it.

• good reception for calls
• WIFI works in house

  you don't get charged for data (pictures, video, file download, web, email) when you are using WIFI (that's why people hang out in coffee shops)

• data works (when not on WIFI)

  data (pictures, video, Google GPS navigation, file download, web, email) should now work when you are away from home. It didn't work when you left JP since we set it up outside US Cellular area. Make sure it does now otherwise the phone is no good. (You can call me and I can help you determine this)

• You should be starting to understand and like the phone. If not we could get you an iphone.

So spend some time figuring this stuff out or have me or the store in Keene help you. After ~12/10 there is no way out of the contract.

Tim