Balanced rock - Revision history

Tim: /* meetings */

2018-01-30T18:35:25Z

meetings

← Older revision		Revision as of 14:35, 30 January 2018
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	* strategy for investing $173,000 cash and equivalants		* strategy for investing $173,000 cash and equivalants
	* dial in		* dial in
			50,000 into dial in investments (be conservative with Wellspring Harvest) and the peri 403b will start to get invested. Peri will get the list of stocks to BR and will do as they say to move them around.

	==investment opps==		==investment opps==

Tim at 16:14, 30 January 2018

2018-01-30T16:14:12Z

← Older revision		Revision as of 12:14, 30 January 2018
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	* did the roth ira transfer happen		* did the roth ira transfer happen
	* general questions on what are the allocations in balanced 5		* general questions on what are the allocations in balanced 5

	* peri's optimal withholding amount		* peri's optimal withholding amount
	* strategy for investing $173,000 cash and equivalants		* strategy for investing $173,000 cash and equivalants

Tim at 15:57, 30 January 2018

2018-01-30T15:57:04Z

← Older revision		Revision as of 11:57, 30 January 2018
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	==meetings==		==meetings==
	===1/30/18===		===1/30/18===
			* did the roth ira transfer happen
	* general questions on what are the allocations in balanced 5		* general questions on what are the allocations in balanced 5
	* peri's optimal withholding amount		* peri's optimal withholding amount

Tim: /* 1/30/18 */

2018-01-30T15:12:40Z

1/30/18

← Older revision		Revision as of 11:12, 30 January 2018
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	==meetings==		==meetings==
	===1/30/18===		===1/30/18===
			* general questions on what are the allocations in balanced 5
	* peri's optimal withholding amount		* peri's optimal withholding amount
	* strategy for investing $173,000 cash and equivalants		* strategy for investing $173,000 cash and equivalants

Tim at 15:11, 30 January 2018

2018-01-30T15:11:22Z

← Older revision		Revision as of 11:11, 30 January 2018
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	http://finance.zacks.com/report-roth-ira-conversion-1827.html		http://finance.zacks.com/report-roth-ira-conversion-1827.html
			==meetings==
			===1/30/18===
			* peri's optimal withholding amount
			* strategy for investing $173,000 cash and equivalants
			* dial in

	==investment opps==		==investment opps==
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	:site work and c onstruction of the greenhouse began at the end of March 2017 . Greenhouse construction is expected to be completed by September 2017, with production planned to start in November		:site work and c onstruction of the greenhouse began at the end of March 2017 . Greenhouse construction is expected to be completed by September 2017, with production planned to start in November

	=emails=		==emails==
	====emails, May, June July 2016====		====emails, May, June July 2016====
	Hi Dan,		Hi Dan,

Tim: /* wellspring harvest */

2018-01-29T22:16:48Z

wellspring harvest

@@ Line 3: / Line 3: @@
 ==investment opps==
 ===wellspring harvest===
+:site work and c onstruction of the greenhouse began at the end of March 2017 . Greenhouse construction is expected to be completed by September 2017, with production planned to start in November
 =emails=

Tim at 22:16, 29 January 2018

2018-01-29T22:16:14Z

← Older revision		Revision as of 18:16, 29 January 2018
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	http://finance.zacks.com/report-roth-ira-conversion-1827.html		http://finance.zacks.com/report-roth-ira-conversion-1827.html

			==investment opps==
			===wellspring harvest===
			s
			ite work and c
			onstruction of the greenhouse
			began at the end of March
			2017
			.
			Greenhouse construction is expected to be
			completed by
			September
			2017, with production planned to
			start in
			November
			2017.

	=emails=		=emails=

Tim at 20:14, 6 April 2017

2017-04-06T20:14:18Z

← Older revision		Revision as of 16:14, 6 April 2017
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			http://finance.zacks.com/report-roth-ira-conversion-1827.html

	=emails=		=emails=

Tim: /* emails, May, June July 2016 */

2016-07-06T16:06:23Z

emails, May, June July 2016

← Older revision		Revision as of 12:06, 6 July 2016
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	Hi Dan,		Hi Dan,

	Thanks for getting back to me.		Thanks for getting back to us.

	I am not asking for a meeting only for some kind of contact and response. Is there a better way than email? Should I always change the subject line?		I am not asking for a meeting only for some kind of contact and response. Is there a better way than email? Should I always change the subject line?

	My notes from our earlier meetings had me thinking		My notes from our earlier meetings had me thinking
	* That the ~$200k that is in cash and crappy CD's was something that was stupid and was going to change once you took over (those funds are not part of other funds that comprise a reasonable cash cushion)		* That the ~$200k that is in cash and crappy CD's was something that we all agreed was stupid and that it was going to change once you took over (those funds are not part of other funds that comprise a reasonable cash cushion) When does that happen?

	I guess we should also keep in mind		I guess we should also keep in mind
	*That in lower earning years ie each year before we start on SSI, we would be transferring assets from IRA's to ROTH's and paying taxes on a lower rate. I guess that makes sense to do before Dec 31 when we know how much income is likely from the building. Is that correct?		*That in lower earning years ie each year before we start on SSI, we would be transferring assets from IRA's to ROTH's and paying taxes on a lower rate. I guess that makes sense to do before Dec 31 when we know how much income is likely from the building. Is that correct? How much lead time do you need?

	Is there a way that we see what changes are made besides each individually logging in to our Schwab?		Is there a way that we see what changes are made besides each individually logging in to our Schwab?
	*There was some discussion of Peri and I each being able to see all of the accounts from our individual logins. Then we would each have the big picture. Something about some forms that had to get done. Is this something that we handle with Schwab or is it something you can do?		*There was some discussion of Peri and I each being able to see all of the accounts from our individual logins. Then we would each have the big picture. Something about some forms that had to get done. Is this something that we handle with Schwab or is it something you can do?

	Do we have access to the spreadsheet that you our using ~~to keep track of~~ our assets?		Do we or could we have access to the spreadsheet that you our using or some other itemized spreadsheet that list all our assets under management?

	On the ADV		On the ADV
	~~:Discretionary Assets Under Management: $26,400,000~~
	~~:Non-Discretionary Assets Under Management: $700,000~~
	*Where do these numbers come from? Can they be itemized please? On the face of it they don't make any sense to me.
	*Is the non-discretionary the stuff in Peri's IRA? What does non-discretionary mean?
	*'the Client may request to be invoiced for fees directly by BRIA'.Could we do that until we each have clearer access to what is going on?		*'the Client may request to be invoiced for fees directly by BRIA'.Could we do that until we each have clearer access to what is going on?
	*Which assets are going to be charged at .75%, which at .3%?		*Which assets are going to be charged at .75%, which at .3%?
Line 31:		Line 27:
	All the Best,		All the Best,

	Tim McKenna		Tim McKenna and Peri Levin McKenna<br>
			(857)498-2574 (617)817-8501
	(857)498-2574

	On Wed, Jul 6, 2016 at 8:38 AM, Daniel Flannery <dan@balancedrockia.com> wrote:		On Wed, Jul 6, 2016 at 8:38 AM, Daniel Flannery <dan@balancedrockia.com> wrote:

Tim: /* emails, May, June July 2016 */

2016-07-06T15:35:22Z

emails, May, June July 2016

← Older revision		Revision as of 11:35, 6 July 2016
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	Is there a way that we see what changes are made besides each individually logging in to our Schwab?		Is there a way that we see what changes are made besides each individually logging in to our Schwab?
	*There was some discussion of Peri and I each being able to see all of the accounts from our individual logins. Then we would each have the big picture. Something about some forms that had to get done. Is this something that we handle with Schwab or is it something you can do?		*There was some discussion of Peri and I each being able to see all of the accounts from our individual logins. Then we would each have the big picture. Something about some forms that had to get done. Is this something that we handle with Schwab or is it something you can do?

			Do we have access to the spreadsheet that you our using to keep track of our assets?

	On the ADV		On the ADV